Prop firms · 15 November 2026 · 9 min · By Ingrid Solberg
FTMO Futures Rules Nov 2026: Growth 100K/150K Drawdown Cut
FTMO Futures has cut the Growth 100K drawdown to $3,000 and 150K to $4,500 from 5 November 2026. Full rules, Growth vs Pro and who the change affects.
In short: As of Thursday 5 November 2026 at 4:30 a.m. New York time, FTMO Futures has cut the maximum drawdown (EOD trailing) on its Growth 100K account from $3,500 to $3,000 and on Growth 150K from $5,000 to $4,500, and it now asks for bigger daily profits before a payout. Only new evaluations are affected; anything opened earlier keeps the old rules.
On 5 November 2026, FTMO, the Prague-based prop firm and one of the best-known names in the industry, published a futures trading update that tightens two rules on its Growth account. Ten days on, many traders comparing funded programmes are still finding the old FTMO futures rules in reviews and comparison sites. Below are the official numbers, what they mean in index points, and how the change fits into the price war between futures prop firms.
What changed in FTMO Futures in November 2026?
FTMO has lowered the maximum drawdown (measured at each daily close, on a trailing basis) on its $100,000 and $150,000 Growth accounts and raised the minimum profit that counts as a "qualifying day" towards a payout. The Growth 50K account, the daily loss limits and every Pro account are unchanged.
| Growth account | Max drawdown before | Max drawdown now | Qualifying-day minimum before | Qualifying-day minimum now |
|---|---|---|---|---|
| 50K | $2,000 | $2,000 (unchanged) | $150 | $150 (unchanged) |
| 100K | $3,500 | $3,000 | $250 | $300 |
| 150K | $5,000 | $4,500 | $300 | $450 |
How FTMO's EOD trailing drawdown works
The limit is measured on your balance at the end of each day and moves up whenever that closing balance sets a new high; it never moves down. Under FTMO's rules, it stops trailing and stays fixed once it reaches the starting balance. Take the new Growth 100K: you start with $100,000 and the floor sits at $97,000. Close a day at $101,500 and the floor rises to $98,500. Once you close at $103,000 or more, the floor locks at $100,000 for good. That is why losing $500 of buffer hurts most in the first few days, before you have any profit banked.
All three accounts still require 4 qualifying days before each payout. According to FTMO's notice, the new drawdown applies to the evaluation and to the Sim-Funded and Live accounts that follow it; the qualifying-day requirement applies only to the Sim-Funded stage.
Who is affected by the new FTMO Futures drawdown, and from when?
Only Growth 100K and 150K evaluations created on or after 5 November 2026 at 4:30 a.m. ET (10:30 in mainland Spain). If you bought your evaluation before then, you keep the old values, including once you move to a funded account. FTMO explains the change like this:
"Growth is a new product, and we're fine-tuning it with real market data." — FTMO, trading update of 5 November 2026
The firm adds that the aim is to keep the Growth payout model "stable and reliable" over the long term. FTMO gives no further detail. One possible explanation, and it is only our hypothesis: if the data from the first few weeks told FTMO to narrow the buffer and raise the bar for payouts, those two accounts were most likely producing more payouts than its model had expected.
FTMO Futures drawdown in points: your real margin for error
A dollar drawdown says little until you convert it into points on the contract you trade. With a single contract, the buffer looks like this (point values set by CME: $50 on the E-mini S&P 500 and $20 on the E-mini Nasdaq-100):
| Growth account | Drawdown | E-mini S&P 500 (1 contract) | E-mini Nasdaq-100 (1 contract) |
|---|---|---|---|
| 100K before | $3,500 | 70 points | 175 points |
| 100K now | $3,000 | 60 points | 150 points |
| 150K before | $5,000 | 100 points | 250 points |
| 150K now | $4,500 | 90 points | 225 points |
On the 100K you lose 14% of your buffer ($500 of $3,500); on the 150K, 10%. Trade two contracts and you halve those numbers: 30 S&P 500 points on the new 100K is a range the index can cover in a single volatile session. Run your own numbers with the drawdown calculator and size your trades with the position size calculator.
The target-to-drawdown ratio gets worse
The profit target is unchanged: $6,000 on the 100K and $9,000 on the 150K, according to FTMO's futures trading objectives and rules. So you now have to make twice what you are allowed to lose ($6,000 against $3,000; $9,000 against $4,500). Before, the ratio was 1.71 to 1 on the 100K and 1.8 to 1 on the 150K. The higher that ratio, the harder it is to pass with the same strategy.
Getting paid takes more good days
To request a payout on the 100K you now need at least 4 days of $300 or more (at least $1,200 across those days, up from $1,000). On the 150K, it is 4 days of $450 ($1,800 instead of $1,200, a 50% increase). Traders who aim for small, steady daily gains will feel this most.
FTMO Futures Growth vs Pro: how the two accounts compare now
The change widens the gap between FTMO's two futures account types. These are the evaluation figures published by FTMO (monthly price):
| Size | Growth: fee / drawdown | Pro: fee / drawdown | Profit target |
|---|---|---|---|
| 50K | $119 / $2,000 | $139 / $3,000 | $3,000 |
| 100K | $169 / $3,000 | $199 / $4,500 | $6,000 |
| 150K | $229 / $4,500 | $269 / $6,000 | $9,000 |
All FTMO Futures rules for Growth and Pro (checked on 15 November 2026)
| Rule | Growth | Pro |
|---|---|---|
| Maximum drawdown (EOD trailing) | $2,000 / $3,000 / $4,500 | $3,000 / $4,500 / $6,000 |
| Daily loss in the evaluation | No limit | $1,000 / $1,500 / $2,000 (hard: breach it and you lose the account) |
| Daily loss on the funded account | $1,000 / $2,000 / $3,000 (soft: positions are closed and you cannot trade for the rest of the day) | $1,000 / $1,500 / $2,000 (hard) |
| Consistency rule | Evaluation only: your best day cannot exceed 40% or 50% of total profit, depending on the account. The funded account has no consistency rule and no profit target. | |
| Qualifying days for a payout | 4 days of $150 / $300 / $450 | 5 days of $200 / $300 / $500 |
| How much you can withdraw per payout | Up to 50% of profit | Up to 100% of profit |
| Payout cap | From $2,500 (FTMO's table does not specify the cap for each size) | $5,000 to $8,000 |
| Profit split | 90% to the trader | 90% to the trader |
Figures are listed as 50K / 100K / 150K. At least half of each payout must come from profit made in the current cycle. Pro costs $20 to $40 more a month, gives you 50% more drawdown on the 100K and lets you withdraw all your profit, but its daily limit is hard from day one. Growth has no daily limit during the evaluation; on the funded account it does, but it only stops you for the day rather than closing the account. If your weak spot is cumulative drawdown, Pro gives you more room; if you occasionally have one big losing day, Growth is more forgiving, at the cost of being paid in smaller instalments.
Why now: cost pressure on futures prop firms
FTMO launched its futures division in beta on 31 August 2026, with Growth fees of $119 to $229 a month. It entered a market where costs are higher than in CFD trading. According to a Finance Magnates analysis published on 12 November, futures firms have to pay CME Group for real-time data licences that are billed per active user per month. CME's fee schedule in force since 1 January 2026 sets an annual fee of $29,280 per exchange (CME, CBOT, NYMEX and COMEX), according to an adviser quoted in that piece.
At the same time, competition is pushing the other way: Apex Trader Funding switched to one-time fees in March, Tradeify in the spring, Bulenox on 17 August and My Funded Futures on 25 August, while Topstep, Take Profit Trader and FTMO still charge a monthly subscription. In our view, with fee income under pressure and data costs fixed, tightening the rules is a quicker way to protect margins than raising prices. FTMO has not linked its change to data costs, but the cut fits that logic.
Scenarios: what could happen next
- A one-off tweak. FTMO leaves Growth as it is and the change ends up as a correction after the first few weeks. That is what its notice suggests when it talks about fine-tuning the product.
- Further adjustments. If the payout data still does not add up, FTMO could also adjust the 50K, the payout caps or the number of qualifying days. It has already shown it will change rules with immediate effect for new accounts.
- Knock-on effect. Other futures firms on monthly subscriptions could tighten drawdowns rather than cut prices. It is a common pattern as an industry matures.
What to check before buying a futures prop firm evaluation
- The date of the rules. Many reviews still show a $3,500 drawdown on Growth 100K. Always check the official page on the day you buy.
- Total cost, not the monthly fee. On a monthly subscription, a 100K evaluation that takes you two months to pass costs $338 on Growth and $398 on Pro.
- Risk per trade. With $3,000 of room, risking $300 a trade leaves you only 10 losses in a row. Check your odds with the risk of ruin calculator.
- How trustworthy the comparison site is. After the Prop Firm Match scandal, it pays to check any ranking against official sources.
Risks you should not ignore
Futures are leveraged products: a single E-mini S&P 500 contract moves $50 per point. At a prop firm you do not risk your own capital beyond the fee, but most evaluations are not passed and monthly fees add up. Sim-Funded accounts trade in a simulated environment, and the firm can change the terms for new accounts at any time. This article is for information only and is not a recommendation to sign up for any programme. Read our risk warning.
Frequently asked questions
What is the maximum drawdown on FTMO Futures Growth 100K?
$3,000, end-of-day trailing, for evaluations created from 5 November 2026 at 4:30 a.m. ET. It used to be $3,500, and traders who bought before that time keep the old figure.
Does the change affect my existing funded FTMO Futures account?
No, as long as its evaluation was created before 5 November at 4:30 a.m. ET. FTMO keeps the old values for those evaluations and for the Sim-Funded and Live accounts that come from them.
Has the FTMO Futures Pro account changed?
No. The update only covers Growth 100K and 150K. Pro keeps its $3,000, $4,500 and $6,000 drawdowns and its hard daily loss limit.
How much does FTMO Futures cost?
It is a monthly subscription: Growth costs $119, $169 or $229 and Pro $139, $199 or $269 for the 50K, 100K and 150K accounts. The profit split is 90% to the trader.
How much can I withdraw per FTMO Futures payout?
On Growth, up to 50% of accumulated profit per request, with a cap that starts at $2,500. On Pro, up to 100%, with caps of $5,000 to $8,000. Either way, you keep 90% of what you withdraw.
What is the FTMO Futures consistency rule?
It applies only during the evaluation: profit from your best day cannot exceed 40% or 50% of total profit, depending on the account. It prevents traders from passing on a single lucky day. There is no consistency rule on the funded account.
What is a qualifying day at FTMO Futures?
A day with profit at or above the set minimum. On Growth you need 4 days of at least $150 (50K), $300 (100K) or $450 (150K) before each payout. You will find more guides in our prop firms section.